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Therefore, you would not be able to replace the withdrawal in the same plan a month later. However, if you take out more than the minimum amount, youll also pay withholding tax on the excess amount.
Your financial institution will hold back an amount, based on withholding tax rates, and pay it directly to the government on your behalf. If this is done the successor annuitant will take over the accounts and wont have to make any changes to investments or incur any fees. If they are not named as successor annuitant, the accounts will be collapsed and investments sold.