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Learn more about working with an advisor in this Canadian Securities Administrators publication. Consider all options before making a decision, and make sure any financial advisor or online investment advisor you work with is registered in your province.
If you have a GIC maturing after you are 71, as long as the investment stays within a registered plan, you can continue to hold the GIC. Your financial institution or financial advisor can answer questions about what happens to assets within your account as you start to make withdrawals.