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It is paid to the registered firm that sells you the fund. Deferred sales charges are paid at the time you sell your units or shares.
Speak to your registered financial advisor for information about fees specific to your investments. Speak to a registered financial advisor for information specific to your personal financial situation and savings goals.
You may be able to make in kind contributions (for example, securities you hold in a non-registered account) to your TFSA, as long as the property is a qualified investment.